About Us
Oliv Financial is a Chicago-based fintech dedicated to helping hardworking Americans access affordable credit.
Our mission is to help our customer improve their financial wellness. We do this by offering personal loans with lower payments and interest rates so they can better handle emergencies and manage daily expenses.

Our Story
Oliv’s cofounders have decades of lending experience across the credit spectrum. The idea for Oliv Financial started with a discussion on how millions of good borrowers remain trapped in a cycle of debt because of the limitations of traditional lenders. We understood why these limitations existed and how they could be fixed. So we set out to build a company that offered consumers a better option.
Our Approach
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An expansive network of reputable employers
Working with respectable employers and payroll providers allows Oliv to offer convenient payments directly from a borrower's paycheck.
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Innovative and easy-to-use technology
Lending should be easy and accessible. Our technology gets the full picture of a customer's financial health, so we can identify good borrowers and offer more affordable loans.
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Incentivize and reward good customers
Oliv is here for you today and tomorrow. We offer our returning customers better rates and discounts to help them progress up the credit spectrum.
Meet The Team

Eric Brown
Co-Founder & CRO

Steve Heim
Co-Founder & COO

Nate Wong
Co-Founder & CPO
Our Committment
Oliv Financial is more than just a lender. We are committed to a simple journey of financial self-improvement for our customers, helping them graduate to more favorable rates, larger loan amounts, and new product offerings as they build their credit.
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We are a partner and friend in the financial journey. Our commitment to innovation, customer-centric products, and financial empowerment sets us apart. Together, we can break the cycle of debt and build a brighter financial future for all. Welcome to Oliv Financial, where your upward mobility is our mission.